Cookie Policy

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Cookie Policy

bcdigitalpress.com (corebanking.cloud and our affiliates) Cookie Policy

What are Cookies?

Cookies are tiny text files that are stored on bcdigitalpress.com (corebanking.cloud and our affiliates) as you browse, to help track your use of our site and to personalize your journey. If you return to bcdigitalpress.com (corebanking.cloud and our affiliates) , the server can call the information from the cookies stored on your computer to tailor your experience of the site.

We use cookies and other similar technologies to help provide our Services, to advertise to you and to analyse how you use our Services and whether advertisements are being viewed. We also allow third parties to use tracking technologies for similar purposes.

Cookies are safe to be stored on your computer and almost all web browsers automatically accept cookies. You can always choose to not accept a cookie by changing your browser settings to reject cookies automatically, or so that each cookie must be approved individually, but this may limit the functions available. The Help menu on the menu bar of most browsers also tells you how to prevent your browser from accepting new cookies, how to delete old cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Please note that, in principle, cookies are only deleted on a forward-looking basis unless you actively delete the cookies that have already been used. For additional information on how to control cookies please see the Cookie Control section below.

We want to make sure you are fully aware of the cookies we use and what they do on bcdigitalpress.com (corebanking.cloud and our affiliates) . Our cookies serve various purposes, but are generally either necessary or essential to the functioning of our sites, services, applications, tools or messaging, help us improve the performance or provide you extra functionality of the same, or help us to serve relevant and targeted advertisements.
More Specifically:

Cookies can be categorized by the purpose they serve (ie. Strictly Necessary) and by whether they are considered a “First Party Cookie” or “Third Party Cookie,” which describes who manages and controls the cookie and any information it collects.

First Party Cookies. These are cookies that are controlled and managed by Namecheap. This means that we also have access to any data that is being collected or stored. Namecheap only uses First Party Cookies that are either Strictly Necessary.

Third Party Cookies. These are cookies that are controlled and managed by a third party and they place these cookies on your device when you visit our site. Data collected, stored or used by the cookie is only accessible by the third party. We may use Third Party Cookies for each of the purposes listed below. Some may collect personally identifiable information (such as IP addresses). Some collect data in an anonymized form and aggregate statistics (such as Performance Cookies.)

Please note: Third Party Cookies, which include the use of cookies by our partners, affiliates, tracking utility company and service providers, are not covered by our privacy statement. We do not have access to or control over these cookies. In addition, Namecheap does not have access to any cookie-specific information collected directly by Third Party Cookies. To obtain access to or review your cookie-specific information, you will need to contact the third party as they control the cookie(s).

Strictly Necessary or Essential: 'Strictly necessary' or “essential” cookies let you move around the website and use essential features like secure areas and shopping baskets. Without these technologies, services you have asked for cannot be provided. Please note that these technologies do not gather any information about you that could be used for marketing or remembering where you've been on the internet. Accepting these technologies is a condition of using our sites, services, applications, tools or messaging.

Functional: “Functional” cookies are used to provide services or to remember settings to improve your visit. They may be set by us or by third party providers whose services we’ve added to our pages.

Performance: 'Performance' cookies do not collect any information that could identify you and are only used to help us improve how our website works, understand what interests our users and measure the effectiveness of our content. They do this by gathering statistical information, for instance, about page visits and traffic sources so we can measure and improve the performance of our site. This also helps us know which pages are the most and least popular and lets us understand how visitors more around the site. The statistical data collected by these cookies is aggregated and anonymous.

Targeting: “Targeting” cookies may be set through our sites, applications, or tools by third party advertising partners. This is in order to deliver content, including product related advertisements, relevant to your specific interests on our sites or third-party sites. They may be used by these companies to build a profile of your interests so that relevant adverts can be displayed on other sites. The profiles are built based on a unique identifier that is assigned to the cookie and linked to your browser and internet device.
Cookie Control

You are always in control of your cookie preferences via your browser settings. Cookies are usually enabled by default on your browser, so if you have not changed your settings you should expect to be accepting cookies from websites. Note that, in principle, cookies are only deleted on a forward-looking basis. This means that you may need to delete cookies that have already been placed on your device.

Cookies that are disabled through your browser will limit your experience of bcdigitalpress.com (corebanking.cloud and our affiliates) and many other websites online because it may also block cookies that allow functionality or that are necessary for the site. Most browsers allow you to choose whether to authorize cookies on a specific websites even if you have disabled cookies. Some browsers also allow you to choose to block only third party cookies. Please note that, blocking only third party cookies may still impact the functionality of the website depending on the functionality of the third party cookies being used.

If you wish to change your cookie settings we have provided a guide below for you. First, find out what your default web browser is on your machine, or the browser you use most often to access the internet. To work out what browser you are using, simply open the internet as usual, and then follow the steps below:
PC Users

On the toolbar at the top of your browser click 'Help' and choose the 'About' option from the drop down. This will tell you the browser type and version.
Mac Users

Open the internet as usual and once open, click on the Apple icon in the top left corner and choose the 'About' option.

Note: We use Google advertising cookies Google uses cookies to help serve the ads it displays on the websites of its partners, such as websites displaying Google ads or participating in Google certified ad networks. When users visit a Google partner's website, a cookie may be dropped on that end user's browser.

    Third party vendors, including Google, use cookies to serve ads based on a user's prior visits to your website or other websites.
    Google's use of advertising cookies enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the Internet.
    Users may opt out of personalized advertising by visiting Ads Settings. (Alternatively, you can direct users to opt out of a third-party vendor's use of cookies for personalized advertising by visiting www.aboutads.info.)

If you have not opted out of third-party ad serving, the cookies of other third-party vendors or ad networks may also be used to serve ads on your site, which should also be disclosed in your privacy policy in the following manner:

Because publisher sites and laws across countries vary, we're unable to suggest specific privacy policy language. However, you may wish to review resources such as the Network Advertising Initiative for guidance on drafting a privacy policy. For additional details regarding cookie consent notices, please refer to cookiechoices.org.

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BASIC CONCEPTS:

●Virtual Banking: With this concept, banks no longer have physical branches. Cash transactions are carried out exclusively using ATMs. Clients meet with their bankers or investment advisors using video over the Internet. Bankers share relevant financial information using their computer screens, and the forms are digitally "signed."

● Power of Attorney: This concept is transformed into a branch of the "one-stop shop", offering a wide range of services, including tax preparation, legal advice, or insurance policies. Specialty branches could also include coffees to meet friends and colleagues, events for local clients, and video conferencing suites.

● Self-Service Retail Banking: This concept is a thinned-down branch. It includes fewer employees, several ATMs, and there are no traditional ATMs. Aerodynamic branches are similar to the self-service kiosks currently used by airlines, where employees use tablets to help customers with their needs. For more complex services, remote specialists are available through two-way video conferencing kiosks.

● Pod or Kiosk banking: This concept is a small cabin that includes a video screen and an ATM, which allows customers to perform basic and complex transactions, such as ordering checks, opening accounts, and interacting with employees of the Bank. Because they are fully automated, bank pods can easily be located in several places, such as shopping centers and car dealers.

● Branch Agent: Currently used in emerging countries, this concept is a franchise model, where an organization such as a post office, convenience stores, or retailer offers financial services on behalf of a bank.

● Mobile Banking: This concept focuses on offering as many services as possible on mobile devices such as smartphones and tablets. Mobile banking also takes full advantage of personalization and location-based services through the use of customer information.

● Social Media: This concept uses social media sites such as Facebook and Twitter to offer financial services such as making deposits, money transfers, loan applications, and account opening.

● Customer detection: This concept uses customer information, such as credit card transactions and social media activity (for example, "like" on Facebook) to deliver personalized offers and discounts from third parties.

● Fingerprint Management: This concept takes advantage of the need for customers to manage their "fingerprints" that are left behind from transactions and interactions in social networks, mobile devices, and online payments. Banks manage their clients' fingerprints to alert them to security issues and securely share information to receive personalized offers.

● Public banking: These are institutions and agencies of the Central Government, the Regional Government and other decentralized institutions.

They are those banks in which the State has control of the shareholders, as well as constitutionally autonomous bodies. The capital is contributed by the state.

● Mixed banks: Commercial corporations that are constituted with state contributions and private capital are mixed economy.

Mixed economy societies are governed by the rules of private law and those of ordinary jurisdiction, unless otherwise provided by law.

● Private Banking: Those entities that work for their own autonomy; In addition to adopting the structure of a private financial entity, capital is contributed by private shareholders of national or foreign capital and of foreign branches or entities. ● Commercial Bank: They must be constituted in the form of a corporation or cooperative society. Its natural action is mainly planned for the short term (although the medium and long term is also admitted). They integrate the monetary system, being able to "create" bank money. It is the link between the monetary authority and the public. Commercial banks may perform all active, passive and service operations that are not prohibited by law.

● Investment Bank: They must be constituted in the form of a public limited company. Its mission is to make it easier for companies to obtain fixed capital and medium and long-term loans and to mediate in the capital market. Its action helps the consolidation and expansion of companies and their capitalization.

It receives term deposits, issues bonds, grants medium and long-term loans, grants guarantees, makes investments in transferable securities, makes investments of a transitory nature, acts as a trust, obtains loans abroad, performs operations in foreign currency and fulfills mandates and commissions.

● Cloud computing: The basic feature of cloud computing is that computer resources and services, such as infrastructure, platform and applications, are offered and consumed as services over the Internet without users having to have any knowledge of what happens behind . This is because users have no idea about the infrastructure that operates to offer the services is that it is called Computing in the Clouds.

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