Privacy Policy

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We at bcdigitalpress.com (corebanking.cloud and our affiliates) are committed to protecting your privacy. This Privacy Policy applies to the information and data collected by bcdigitalpress.com as a controller, including the information collected on our Websites (www.corebanking.cloud, www.bcdigitalpress.com, www.bcbusinesslink.com , www.bcinnovator.com, www.bcinnovate.com, www.canadabusinesslink.com, and www.cabusinesslink.com) or through other channels as described below. It also describes your choices regarding use, access and correction of your personal information. If you do not agree with the data practices described in this Privacy Policy, you should not use the Websites.

bcdigitalpress.com (corebanking.cloud and our affiliates) Privacy Policy

bcdigitalpress.com (corebanking.cloud and our affiliates) is a leader in online privacy rights. We have created this privacy statement in order to demonstrate our commitment to you, our customer, through transparent, easy-to-understand information regarding our data practices. You will understand what we collect, why we collect it and what we do with it. This policy applies to all bcdigitalpress.com (corebanking.cloud and our affiliates) brands, websites, apps, products, services or technologies (we will collectively refer to these as “Services”). Additional privacy practices for certain Services can be found in Details for Specific Products and Services.
Information Collection: Account Level

At an Account Level, we collect and use information necessary to enable you to purchase and manage Services, provide you with support for those Services and to curate your experience with us. Some information is collected and used based on contractual consent and other is based on informed consent, which may be changed at any time.

Basic Account Information.

Information Collected. Our site uses forms in which you give us contact information (such as your name, address, phone number, fax number, billing information, IP address and email address) so you can create an account, place orders, register domains, request information, and request support help. As you use your account, we may also collect support requests and other related types of information that is specific to the management of your account and Services with us.

Legal Requirement. This type of information is legally and/or contractually required to be able to purchase and use Services. For example, we are required to be able to verify this type of information upon request by our payment processor. It is also required to be able to serve legal notices to you and is mandated by certain Services we offer. In addition, some Services, such as domains, require this information for you to purchase them. If you are purchasing a domain from us, we are required by law to collect and retain this information. We are further required to verify that the information provided is accurate and serve legally required notices regarding your domain(s). Consent for the collection, use and retention of this information for these purposes is considered to be contractually given for the duration of your use of such Service and any legally required retention period.

How We Use This Information.

Sending Emails. Legally Required. As noted above, we use emails to communicate with you, to confirm your placed orders, to send information that you have requested and to serve legally or contractually required communications. Legally required emails cover ICANN mandated verification emails, renewal notices and any other policy or procedure created by ICANN which governs the purchase of domains. Additionally, we may be required by law to serve notices to you such as DMCA Takedown Notices, UDRP notices, etc. Or, we may deem a change to one of our policies to be material and, therefore, determine a duty (though not a legal requirement) to inform you of this change. These types of communications do not fall under any of our opt-out procedures.

Sending Emails: Service Communications & Promotional Communications. We also may use this information when it is important for us to contact you regarding functionality changes to Services you have purchased and/or our website and provide customer service (“Service Communications”.) By creating an account with us and/or purchasing our Services, you agree to receive these types of communication and acknowledge that they are not optional. We also use this information to share details about new services and special offers we think you'll find valuable (“Promotional Communications”.) You are able to opt-out of receiving Promotional Communications (or opt-into, depending on your country of residence) through preferences in your account panel or the unsubscribe instructions contained in the email communication.

Legally Required Disclosure. We will never share your information without your permission or in ways other than as outlined in this policy. The only exceptions to this are when we are required by law, in the good faith belief that such action is necessary in order to comply with the law, or when we must comply with a legal process. Examples of these types of exceptions are court orders, subpoenas, and UDRP/URS processes. In each of these situations, we will carefully review the documentation provided and only comply if such documentation meets requisite legal standards.

Changes in Our Practices. If we change our information-handling practices or other privacy aspects, we will post those changes on this privacy statement. If we make any material changes we will notify you by means of a notice on this site prior to the change becoming effective, and we may also try to notify you through email of the privacy changes, if necessary.

Retention & Deletion of Account Information.

Personal Information Following Termination of Account. When your bcdigitalpress.com (corebanking.cloud and our affiliates) account is cancelled (either voluntarily or involuntarily) all of your personally identifiable information is placed in "deactivated" status within our corresponding databases. However, you should know that deactivation of your account does not mean your personally identifiable information has been deleted from our database entirely. We will retain and use your personally identifiable information, if necessary, in order to resolve disputes, enforce our agreements and/or as required by laws or regulations. Thus, it may not be immediately deleted upon request and is an approved exception to GDPR and CCPA deletion rights. By creating an account with us, using our support services and/or purchasing Services, you acknowledge and agree to these terms of retention. Information on how to close your account can be found here.

Information Collection: Site Usage

Device Information. We collect information from your devices (computers, mobile phones, tablets, etc.), such as IP address, cookie information, so that we may recognize your devices to provide you with legal notices (if required by your country of residence), support services (when you contact our support staff) and personalized experiences on our site and emails. Certain types of collection and use may be optional and controlled via our cookie tools.

Information from Others. We are dedicated to continually improving your experience on our website. Like many companies, we use third-parties to help us track browsing, identify technical issues and provide ways to enhance your overall experience. Several of the tools that we use and what they do are:

Log Files: We use information gathered about you from our site statistics via log files provided by third-party tracking partners (for example, your IP address) to help diagnose problems with our server and to administer our website. We also gather broad demographic information from this data to help us improve our site and make your browsing and purchasing experiences more enjoyable. This is not linked to any personally identifiable information.

Cookies: Our site uses cookies to keep track of your session information. We do link the information we store in cookies to personally identifiable information you submit while on our site.

We use both session ID cookies and persistent cookies. A session ID cookie expires when you close your browser. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your internet browser’s “help” file.

For those customers in countries subject to GDPR, please see your cookie preference panel for additional instructions on how to opt-in and opt-out of cookies. The cookie preference panel is accessible once you have acted upon the cookie policy pop-up.

Find more information regarding the categories of cookies we use and our specific cookie policy here. By continuing to use and navigate our sites, services, applications, tools or messaging, you are agreeing to our use of cookies of described in this Privacy Policy.

Public Blog: Our website offers a publicly accessible blog. You should be aware that any information you provide in this area may be read, collected and used by others who access it. To request removal of your personal information from our blog, contact us at support@bcdigitalpress.com (corebanking.cloud and our affiliates) .com. In some cases, we may not be able to remove your personal information. If this occurs, we will let you know if we are unable to do so and why.

Third-Party Product Offerings & Websites: Our site also contains links to other third-party websites, especially where we offer their products or services. bcdigitalpress.com (corebanking.cloud and our affiliates) (www.bcdigitalpress.com (corebanking.cloud and our affiliates) .com) is not responsible for the privacy practices or the content of such websites. We encourage you to carefully read the privacy statement of any website you visit.

How We Share This Information

bcdigitalpress.com (corebanking.cloud and our affiliates) shares information within its affiliated brands and companies. We also share information we have about you for the purposes described in this Privacy Policy, including to provide Services that you have requested. We do not share information that individually identifies our customers with companies, organizations or individuals outside of bcdigitalpress.com (corebanking.cloud and our affiliates) , unless one of the following circumstances applies:

Within bcdigitalpress.com (corebanking.cloud and our affiliates) . Information may also be shared within bcdigitalpress.com (corebanking.cloud and our affiliates) to provide support and delivery of Services you purchase.
With Partners. We may share your information with nonaffiliated companies who are:

Advertising, Analytics and Business Partners (Limited to Non-Personally Identifiable Information). We may share aggregated or pseudonymous information (including demographic information) with partners, such as measurement analytics, apps, or other companies. We do not, however, share information that personally identifies you (personally identifiable information is information such as name or email address.) When you use third-party apps, websites or other products integrated with our Services, they may collect information about your activities subject to their own terms and privacy policies.

For Legal and Other Purposes. We may access, preserve and disclose information to investigate, prevent, or take action in connection with: (i) legal process and legal requests; (ii) enforcement of our Universal Terms of Service; (iii) claims that any content violates the rights of third-parties; (iv) requests for customer service; (v) technical issues; (vi) protecting the rights, property or personal safety of bcdigitalpress.com (corebanking.cloud and our affiliates) , its users or the public; (vii) establishing or exercising our legal rights or defending against legal claims; or (viii) as otherwise required by law. This may include responding to lawful governmental requests. Learn more about how we evaluate and respond to these requests here.

New Ownership. If the ownership or control of all or part of bcdigitalpress.com (corebanking.cloud and our affiliates) or a specific Service changes as a result of a merger, acquisition or sale of assets, we may transfer your information to the new owner.

Details for Specific Products and Services

Additional privacy practices for certain bcdigitalpress.com (corebanking.cloud and our affiliates) Services are included here.
Residents of GDPR Governed Countries

If you are a resident of a GDPR governed country, more information regarding your GDPR rights may be found here.
Your California Privacy Rights

If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit the CCPA Privacy Notice.
Nevada State Privacy Law

Nevada Residents Pursuant to Nevada law, you may direct a business that operates an internet website not to sell certain Personal Information a business has collected or will collect about you. bcdigitalpress.com (corebanking.cloud and our affiliates) does not sell your Personal Information pursuant to Nevada law. For more information about how we handle and share your Personal Information, or your rights under Nevada law, contact us at nvprivacy@bcdigitalpress.com (corebanking.cloud and our affiliates) .com.

Site Security

Our site has security measures in place to protect the loss, misuse and alteration of the information under our control. We use 128-bit SSL security to encrypt any transmissions when you provide credit card information, personal data, etc. No method of electronic storage or transmission over the internet is 100% secure, however. Therefore, we cannot guarantee its absolute security.
Protecting Children’s Privacy

Our Services are for a general audience. We do not knowingly collect, use, or share information that could reasonably be used to identify children under age 18 without prior parental consent or consistent with applicable law.
Data Processing and Transfers

When you use or interact with any of our Services, you consent to the data processing, sharing, transferring and uses of your information as outlined in this Privacy Policy and the Data Processing Addendum. Regardless of the country where you reside, you acknowledge that you are directly transferring your data to us in our United States based servers and agree to processing within the United States, where bcdigitalpress.com (corebanking.cloud and our affiliates) processes its data. In addition, you authorize us to transfer, process, store and use your information in countries other than your own in accordance with this Privacy Policy and to provide you with Services. Some of these countries may not have the same data protection safeguards as the country where you reside. By using our Services, you consent to us transferring information about you to these countries.
Other Important Information

This Privacy Policy Applies Only to bcdigitalpress.com (corebanking.cloud and our affiliates) . This Privacy Policy does not apply to the practices of companies that bcdigitalpress.com (corebanking.cloud and our affiliates) does not own or control, or to people that bcdigitalpress.com (corebanking.cloud and our affiliates) does not employ or manage. In addition, some third-party products may have different privacy policies and practices that are not subject to this Privacy Policy. These products will be identified in the Details for Specific Products and Services section.
Changes

We may update this Privacy Policy from time to time, so you should check it periodically. If we make changes that are material, we will provide you with appropriate notice before such changes take effect.

BASIC CONCEPTS:

●Virtual Banking: With this concept, banks no longer have physical branches. Cash transactions are carried out exclusively using ATMs. Clients meet with their bankers or investment advisors using video over the Internet. Bankers share relevant financial information using their computer screens, and the forms are digitally "signed."

● Power of Attorney: This concept is transformed into a branch of the "one-stop shop", offering a wide range of services, including tax preparation, legal advice, or insurance policies. Specialty branches could also include coffees to meet friends and colleagues, events for local clients, and video conferencing suites.

● Self-Service Retail Banking: This concept is a thinned-down branch. It includes fewer employees, several ATMs, and there are no traditional ATMs. Aerodynamic branches are similar to the self-service kiosks currently used by airlines, where employees use tablets to help customers with their needs. For more complex services, remote specialists are available through two-way video conferencing kiosks.

● Pod or Kiosk banking: This concept is a small cabin that includes a video screen and an ATM, which allows customers to perform basic and complex transactions, such as ordering checks, opening accounts, and interacting with employees of the Bank. Because they are fully automated, bank pods can easily be located in several places, such as shopping centers and car dealers.

● Branch Agent: Currently used in emerging countries, this concept is a franchise model, where an organization such as a post office, convenience stores, or retailer offers financial services on behalf of a bank.

● Mobile Banking: This concept focuses on offering as many services as possible on mobile devices such as smartphones and tablets. Mobile banking also takes full advantage of personalization and location-based services through the use of customer information.

● Social Media: This concept uses social media sites such as Facebook and Twitter to offer financial services such as making deposits, money transfers, loan applications, and account opening.

● Customer detection: This concept uses customer information, such as credit card transactions and social media activity (for example, "like" on Facebook) to deliver personalized offers and discounts from third parties.

● Fingerprint Management: This concept takes advantage of the need for customers to manage their "fingerprints" that are left behind from transactions and interactions in social networks, mobile devices, and online payments. Banks manage their clients' fingerprints to alert them to security issues and securely share information to receive personalized offers.

● Public banking: These are institutions and agencies of the Central Government, the Regional Government and other decentralized institutions.

They are those banks in which the State has control of the shareholders, as well as constitutionally autonomous bodies. The capital is contributed by the state.

● Mixed banks: Commercial corporations that are constituted with state contributions and private capital are mixed economy.

Mixed economy societies are governed by the rules of private law and those of ordinary jurisdiction, unless otherwise provided by law.

● Private Banking: Those entities that work for their own autonomy; In addition to adopting the structure of a private financial entity, capital is contributed by private shareholders of national or foreign capital and of foreign branches or entities. ● Commercial Bank: They must be constituted in the form of a corporation or cooperative society. Its natural action is mainly planned for the short term (although the medium and long term is also admitted). They integrate the monetary system, being able to "create" bank money. It is the link between the monetary authority and the public. Commercial banks may perform all active, passive and service operations that are not prohibited by law.

● Investment Bank: They must be constituted in the form of a public limited company. Its mission is to make it easier for companies to obtain fixed capital and medium and long-term loans and to mediate in the capital market. Its action helps the consolidation and expansion of companies and their capitalization.

It receives term deposits, issues bonds, grants medium and long-term loans, grants guarantees, makes investments in transferable securities, makes investments of a transitory nature, acts as a trust, obtains loans abroad, performs operations in foreign currency and fulfills mandates and commissions.

● Cloud computing: The basic feature of cloud computing is that computer resources and services, such as infrastructure, platform and applications, are offered and consumed as services over the Internet without users having to have any knowledge of what happens behind . This is because users have no idea about the infrastructure that operates to offer the services is that it is called Computing in the Clouds.

Privacy Policy

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